Last Updated: 10/8/2025

1. Introduction

Welcome to Liquidela (“we,” “us,” “our,” or “Liquidela”). We operate the website liquidela.com (the “Site”) and provide related products and services (the “Services”).

We are committed to protecting your privacy and ensuring transparency about how we collect, use, disclose, and safeguard your information. By using our Site or Services, you agree to this Privacy Policy.

2. Information We Collect

a) Information You Provide Directly

• Personal Information: name, phone number, email, mailing address.
• Business Information: business name, EIN, industry, revenue, and other data provided during funding applications.
• Financial Information: bank statements, credit history, and similar details used to evaluate financing eligibility.
• Communications: inquiries, messages, feedback, and survey responses.

b) Information Collected Automatically

• Technical Data: IP address, browser type, device type, operating system, referring URLs, and site activity.
• Cookies and Tracking: we use cookies, pixels, and other technologies to analyze traffic and improve your experience.

c) Information from Third Parties

We may receive information from credit bureaus, data providers, identity verification partners, and affiliates to assist in underwriting, fraud prevention, and marketing efforts.

3. How We Use Information

• Operate and improve our Site and Services.
• Process applications and verify eligibility for funding.
• Perform identity verification and fraud prevention.
• Communicate with you about applications, services, or offers.
• Personalize your experience and marketing.
• Comply with legal, regulatory, and contractual obligations.

4. How We Share Information

• Service Providers: hosting, analytics, data storage, customer service, or verification partners.
• Lenders & Financial Partners: to process funding requests and provide financing options.
• Legal Authorities: when required by law or to protect rights and safety.
• Affiliates: for business purposes and consistent data handling.
• In Business Transfers: such as mergers, acquisitions, or asset sales.
• With Your Consent: if you authorize disclosure to another entity.

5. Data Security and Retention

We implement reasonable technical, administrative, and physical safeguards to protect your data. We retain personal information as long as necessary for business and legal purposes, and delete or anonymize data once it’s no longer required.

6. Cookies and Tracking Technologies

We use cookies and similar technologies for functionality, analytics, security, and marketing. You can control cookie settings in your browser, but disabling them may affect your experience.

7. Your Rights

• Access, correct, or delete your personal information.
• Restrict or object to certain processing.
• Withdraw consent where applicable.
• Opt out of certain marketing or data sharing.

To exercise your rights, email [email protected].

8. Children’s Privacy

Our Site and Services are not directed to anyone under 18. We do not knowingly collect data from minors. If we learn that a child provided personal data, we will promptly delete it.

9. California Privacy Rights (CCPA / CPRA Disclosure)

This section applies only to California residents under the CCPA and CPRA.

a) Categories of Personal Information Collected (Past 12 Months)

b) California Residents Have the Right To:

• Know the categories and sources of personal information collected.
• Delete personal data (subject to exceptions).
• Correct inaccurate data.
• Opt-Out of sale or sharing of personal data.
• Limit use of sensitive personal data.
• Non-discrimination for exercising these rights.

To exercise these rights, contact us at [email protected] or call (888) 913-6889.

c) Do Not Sell or Share My Personal Information

We do not sell personal data for monetary value but may share limited data (like cookie IDs) for analytics or marketing. You may opt out via your cookie settings or email request.

d) Authorized Agents

You may designate an authorized agent to submit requests on your behalf, subject to proof of authorization and identity verification.

e) Sensitive Personal Information

We only collect sensitive information (e.g., government IDs or banking data) as necessary for underwriting, fraud prevention, and compliance — never for marketing.

10. Notice to Virginia, Colorado, Connecticut, and Utah Residents

This section supplements our Privacy Policy to comply with VCDPA, CPA, CTDPA, and UCPA.

a) Rights Available

• Access your personal data.
• Correct inaccuracies.
• Delete personal data.
• Obtain a portable copy.
• Opt out of targeted advertising or sale of data.

Contact us at [email protected] or call (888) 913-6889.

b) Appeals

If we deny your request, you may appeal by emailing [email protected] with “Privacy Appeal” in the subject line. We will respond as required by law.

c) Opt-Out of Targeted Advertising

Liquidela does not sell personal information for money. However, limited data (like cookies) may be used for analytics and marketing. You can opt out via your browser or by emailing us.

11. Updates to This Policy

We may update this Privacy Policy periodically. The “Last Updated” date will reflect the current version. Material changes will be posted on the Site or sent via email.

12. Contact Us