Talk to a debt counselor toll free:



Dear John,

You’ve just taken the first step to get free from your debt! One of our certified debt counselors will be in touch shortly to complete your Free Budget Analysis and answer any questions you have. For immediate assistance, call us at 800-320-9083 to speak with a counselor during our extended business hours. Once we get in touch, the first call will focus on getting the rest of the information we need to complete your Debt Analysis. You can get a head start by calling the toll-free number below.


Here’s What Some Clients Say:

How the Process Works

Complete your Free Debt Analysis and discuss your financial situation

Your debt counselor will work with you to assess your debt, review your budget, and determine what debt relief options are available to you.

Estimate your monthly payment with a debt consolidation program

At the end of your Debt Analysis if you qualify for a debt consolidation program, your counselor will provide the real dollar amount you would pay each month if you enroll. You can enroll right then or take time think about it-no limited-time offers!

Start the program and pay just one payment each month

You pay us one monthly payment and we negotiate and pay your creditors on your behalf. This new monthly payment is often lower than your current credit card payments so you get more breathing room.

Be debt-free faster than you think

f you are behind in your payments, most creditors will agree to negotiate. Most clients are completely debt-free in 24-48 payments. That’s 2-4 years to pay off ALL of your credit card debt, not 10-20!

Download 2 free ebooks to help with your finances:

Download Now>>

Download Now>>

Why Choose Us

Start New Financial is one of the country’s largest and one of the most reputable debt settlement companies. We are made up of energetic, smart & compassionate individuals who are passionate about helping thousands of Americans with debt relief. Most importantly we’re all about helping our customers through a tough financial time in their lives with education and individual customer service.

Why Choose Us


based on 694 reviews

This program was wonderful help. If I could give 10 stars I would. Kailee C**** was very informative about the program, I’m so happy she stopped by to get me started so easily. Thank you Start New!

Quan F

Marc did a great job of helping me understand everything. Very thankful he came to explain everything to me in person.

Howard D

Nick and Fabrice were absolutely awesome they helped me with my four accounts I’m so happy that I’ll be getting out of debt. Start New is a blessing that knocks on your door!

Sonia A

Christian, Nick, and Jenn were extremely helpful, and I appreciate everything they did in helping me take care of my debts. I highly recommend them to whoever is in need of this service! I’m so relieved that they found me and they truly turned my situation around! I sincerely thank them and Start New for assisting me!

Euneth T

Copyright © 2020
Start New Financial
5366 Plainfield Ave NE Suite B,
Grand Rapids, MI 49525
All Rights Reserved.

Results | FAQ | Privacy Policy | Terms Of Site


Results and outcomes reported on this site relate to individual clients that abided by the terms of the Program and Program-related recommendations from Start New Financial. Results may vary depending on individual circumstances, especially for those clients that withdraw from the Program before Program completion. Please DO NOT rely on information or testimonials on this site as a promise or guarantee of similar results. Information is presented solely to demonstrate that Start New Financial and its clients have achieved success in the past. In all cases, the service agreement between you and Start New Financial will supersede any materials set forth on this website.

Clients who make all monthly Program deposits into their respective settlement accounts typically pay Start New Financial between 20% and 25% of the total amount of debt the client enrolls into the Program, depending on the state in which the client resides. Start New Financial does not charge its clients any fees until one or more of the enrolled debts are successfully settled. In the event Start New Financial settles one or more—but less than all—of a client’s enrolled debts, Start New Financial only charges the client a fee based on the amount of enrolled debt actually settled.

The average client’s Program length is between 24 and 50 months, although in some cases Program lengths may extend beyond 50 months. Not all clients are able to complete Start New Financial’s Program for various reasons, including a client’s ability to save sufficient funds. Start New Financial’s Program length estimates are based on Start New Financial’s past experiences with clients, creditors, and debt collectors. Everyone’s circumstances are different; the characteristics of a client’s individual Program may vary from what is typical.

Start New Financial does not assume its clients’ debts, make monthly payments to creditors on clients’ behalf, or give clients tax, bankruptcy, accounting, or legal advice. We do not provide credit repair services. Start New Financial’s services are not available in all states. Please contact a tax professional to discuss potential tax consequences associated with settling debts for less than the full balance. Please read and understand all of Start New Financial’s Program requirements and Start New Financial’s service agreement before enrolling into Start New Financial’s Program.

The use of debt settlement services will likely adversely affect your creditworthiness. Utilizing debt settlement services also may result in (a) the balances of your enrolled debts increasing due to the accrual of legal fees and interest on your accounts and (b) you being subject to collections actions or lawsuits brought by your creditors.